When Circumstances Change on a Dime

Ronda Barmoy was a community services manager with a high-five-figure income, insurance and savings for a rainy day. Then, mounting medical bills made money so tight she turned to credit cards just to survive.

Barmoy can no longer work, but spent several years managing different community-based services organizations. Her primary role was providing vocational guidance to disadvantaged people, many with health issues or disabilities.

In her 25-year career, she helped hundreds of people access programs and better their lives; however, when her own health problems began to take a toll on her finances, there was no program available to help her.

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